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Everything posted by Moonbox
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1) This wouldn't help you qualify. 2) Even if it did, you'd be better off financially by renting and investing whatever surplus you have elsewhere, far more tax efficiently. Therein lies the problem. Nobody's building rentals for the long-term income streams. They're doing it for short-term speculation and capital appreciation. Something like 25% of private GTA condo rental owners were in the red monthly back in 2018 (worse today, certainly). The rental part of the equation is just to help recoup carrying costs before it's sold. They obviously weren't incentives for the rental market though, were they? They were incentives for speculation and fast money. If you want to incentivize PBR's and affordable family housing, then public policy has to be focused on that. Removing costs and taxes/fees (like removing HST on PBR development), and making passive rental income more competitive with capital gains are good starts, but much more will be needed.
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These obvious and truthful facts didn't need stating. That's why they're called obvious. He didn't. You can't quote him saying it either, just like you never again. As usual, you've distilled what he did say down to the most retarded possible interpretation, and elected to argue with yourself about it. 🙄
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Anti-Conservative Bias in CBC and MSM
Moonbox replied to Zeitgeist's topic in Federal Politics in Canada
He did, but he also said the convoy and the protests were illegal. The problem was that there were already enough tools to deal with them. Using the Emergency Act was absolutely ridiculous to end the protests and blockades, when we have decades of experience doing the same thing without. -
Anti-Conservative Bias in CBC and MSM
Moonbox replied to Zeitgeist's topic in Federal Politics in Canada
The editorial stance of a news outlet is not just its "editorials". It's the ideological "stance" of the newspaper - how they frame the news they report, or how much they pay attention and promote certain topics and ideas. What they choose to report (or omit) is also part of that stance. -
Anti-Conservative Bias in CBC and MSM
Moonbox replied to Zeitgeist's topic in Federal Politics in Canada
That's their editorial stance, as I mentioned. Some people are better at recognizing it than others, and sometimes how much you notice it (or it bothers you) is based on how closely your viewpoints align. The better news outlets focus more on delivering real news, and clearly label (and focus less on) the editorials. The difference between, say, a Globe and Mail vs a National Post is clear as soon as you land on their homepage. Right now, the former has the stock market indexes listed right at the top, with mostly neutral news stories and two small (and clearly marked "opinion" pieces at the very bottom. The National Post, on the other hand has devoted half of its front page to editorials, with the most attention and space devoted to how young Canadians "HATE" Trudeau. Both of these newspapers dunk on Trudeau regularly. One is just more serious about it. Radical left woke radical left woke radical left woke... -
Anti-Conservative Bias in CBC and MSM
Moonbox replied to Zeitgeist's topic in Federal Politics in Canada
Most of the bigger networks/media groups are relatively "honest", insofar as their factual reporting is concerned. Whether people call them honest or dishonest has more to do with how they feel about their editorial stance. They (generally) don't allow made-up balogna to be broadcasted. That says very little. Are we going to say that CNN is right-wing when they regularly drag Republican pundits on the air? Hardly. -
Anti-Conservative Bias in CBC and MSM
Moonbox replied to Zeitgeist's topic in Federal Politics in Canada
Unlikely. They were never friendly to the Harper Conservatives, and gushed for Trudeau in the early days. The CBC is not the same sort of leftwing hackjob that the Toronto Star is, but they still do far too much editorializing and pro-Liberal coverage than they should for a public broadcaster. You mean it says more things that you LIKE, and less things that you DON'T LIKE. 🙄 -
Canada: a sleepy, complacent thoughtless place
Moonbox replied to myata's topic in Federal Politics in Canada
North American public transit is deficient because of wokeness? What can't you people bogeyman with that? 🤣 -
It wouldn't, because underwriters use gross (pre-tax) income to qualify borrowers. That's true for both the lenders, and even more so for the insurers who underwrite high-ratio mortgages. It's kind of a non-choice. The math on this would be so bad that it'd be nothing but a latent tax trap that would keep lower income families perpetually poor. Unfortunately you're wrong. Lack of supply is definitely one of the biggest problems, but real-estate speculation has driven up prices dramatically as well. There was something like 1.3M vacant homes in Canada in 2022 - airbnbs, foreign students whose parents needed somewhere safe to park cash etc. 25 years ago, investment companies didn't play this game at all. Now, over 20% of purpose-built rentals are owned by large financial landlords (think REITs, fund companies etc) that make their money by turning over tenants any way they can and jacking the rents. No, but it will discourage speculative investing. I suspect we're going to see a lot of these airbnbs etc hit the market before the new rules take effect.
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If the priority is to actually make it easier for first time homebuyers to get homes, the policy needs to have a surgical focus on that. This does far more for the wealthy than it does for renters trying to break into the market, and wouldn't help them qualify. It would be a devil's bargain - pay a little bit less now so you can pay orders of magnitude more later and leave nothing for your kids. You'd be crazy to take that deal. The $250,000 threshold means that 99% of people will never encounter it, outside of real-estate speculation. Real-estate speculation is something that's poisoned Canada's allocation of capital since the turn of the century, and discouraging that is good policy (IMO). The collateral damage is the real problem. Small business owners (like doctors) who want to sell their business will now either eat shit when they sell their practices, or they'll have to set up complicated, clunky and expensive succession plans where they sell the practice off over years to stay under the threshold. Dumb.
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That's not what's being debated, donkey. Nobody, anywhere, ever argued that population density doesn't help spread viruses, which in turns leads to more deaths. Once again, you're just debating yourself. The point of contention is that the USA's horrendously bad COVID performance wasn't because of population density. There are 185 countries in the world with higher population densities than the US, but only 13 that did worse with COVID. 🙃 Obviously, other factors were at play...
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It must be hard to have spent the last several years angrily shouting at people, whilst getting laughed at. I have the intelligence to understand that the scientific and medical consensus is worth more than the bitter ranting of buffoons doing their own research on Facebook etc. You're a real Karen's Karen.
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Ukraines global support is starting to wane.
Moonbox replied to Army Guy's topic in Federal Politics in Canada
and you're a great judge of credibility, as you parrot Tucker Carlson at every turn. 🙄 The made-up ones that don't exist? -
Ukraines global support is starting to wane.
Moonbox replied to Army Guy's topic in Federal Politics in Canada
Biological research facilities =/ bioweapon labs. Anyone who lives near a university lives near biological research facilities. He should ask Putin if this is baby is for sale: 🙄 -
One other person replied, but nobody read your post.
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No, but that doesn't make this chart you buffoonishly posted any more relevant. w You're posting figures from the first two months of the pandemic, from the ground-zero states. Using updated numbers, this chart loses all validity. The Red States (even the sparsely populated ones) did a great job catching up to NY, NJ and CT, and in many cases surpassed them! Shout out to the Bubbas! Yes, it was a factor. It was one factor, among many. It does not explain why US COVID outcomes were so poor compared to the rest of the world, as you attempted. US COVID outcomes were terrible across the board, adjusted for population density, and there's an exhaustive list of the most densely populated countries in the world doing much better.
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Ukraines global support is starting to wane.
Moonbox replied to Army Guy's topic in Federal Politics in Canada
Cave to naked aggression and wars of conquest. Obviously they can, because they've been doing it since 2022. This whole war has gone about as poorly for Putin as possible. Maybe not, but the Ukrainians already took back large swathes of territory before, didn't they? $60B of US aid being signed and on its way tomorrow. Like your bioweapon labs? 🤡 -
Nobody's discussing your OP. Nobody's going to read it. Even if people don't immediately dismiss the post just by its title and the reputation and tendencies of its author, they certainly will when that wall of text assaults their senses.