Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 You check. Different organization. I did check. That's why I said "check". As in "this is checked". Once again, I will post Wiki's answer: The Conservative Party of Canada has gone by a variety of names over the years since Canadian Confederation. Initially known as the " Liberal-Conservative Party", it dropped "Liberal" from its name in 1873, although many of its candidates continued to use this name. Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 Are you saying it's different from American Dream in ways other than the geography ? Yes, I think it is. The so called American Dream still emphasizes individual initiative and hard work to achieve private success, whereas my interpretation of the Canadian Dream seems to be more socialized, including government frameworks to help entire classes (e.g. Employment Insurance, health care, etc.) The American Dream and the American Way are American things. We can say we long for the "American Dream" if that's what it is. The Canadian Dream was the CP railway, I think. Mixing the two is problematic, but probably inevitable given American media consumption in Canada. Quote Economics trumps Virtue.
Bryan Posted February 24, 2014 Report Posted February 24, 2014 I did check. That's why I said "check". As in "this is checked". Once again, I will post Wiki's answer: The Conservative Party of Canada has gone by a variety of names over the years since Canadian Confederation. Initially known as the " Liberal-Conservative Party", it dropped "Liberal" from its name in 1873, although many of its candidates continued to use this name. Exactly my point. You are not adding to this discussion. Did bush_cheney2004 hack your account or something? Quote
Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 Yes, I think it is. The so called American Dream still emphasizes individual initiative and hard work to achieve private success, whereas my interpretation of the Canadian Dream seems to be more socialized, including government frameworks to help entire classes (e.g. Employment Insurance, health care, etc.) Well, you're dreaming the Dream I guess. I can only guess where this conversation would go if I indulged your musings as to what the Canadian Dream would be. I do see ridicule happening in the tea leaves, though, so I'll just steer clear of it. It's a silly term. The only Canadian Dream I know of is the National Dream: http://en.wikipedia.org/wiki/The_National_Dream_(book) A rather un-Canadian push of commerce, grit, and innovation that resulted in a national railroad. Good for them, but I don't think the Conservatives should be calling it a myth when it was their baby to begin with. Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 Exactly my point. You say 'exactly my point' when I'm just copying/pasting a point I made just above ? To which you responded 'Different Organization' ? Confusing and pointless. Do we agree on this: Sir John A McDonald was the first Conservative Prime Minster, not Stephen Harper. Ok then ? Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
Topaz Posted February 24, 2014 Report Posted February 24, 2014 I heard a Tory MP say that the Progressive Conservatives and the Conservatives of today, are two different parties. I agree because NO PC would treat Canadians as bad as THIS Conservative party has. So anything to do with the history of Canada has nothing to do with the present Conservatives, only from 2006 on and they are more a Canadian Nightmare!! Quote
Bryan Posted February 24, 2014 Report Posted February 24, 2014 You say 'exactly my point' when I'm just copying/pasting a point I made just above ? To which you responded 'Different Organization' ? Confusing and pointless. Do we agree on this: Sir John A McDonald was the first Conservative Prime Minster, not Stephen Harper. Ok then ? No. Stephen Harper and John A are/were leaders of two different organizations. All of which is clearly documented in the links you posted. Quote
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 Well, you're dreaming the Dream I guess. I can only guess where this conversation would go if I indulged your musings as to what the Canadian Dream would be. I do see ridicule happening in the tea leaves, though, so I'll just steer clear of it. OK...but it is a valid topic....not ridicule. The term is not a passing clone of the American concept. I understand why the term would be distasteful to a Canadian, but the idea remains no matter how it is labeled. Quote Economics trumps Virtue.
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 This Canadian's dream is a discussion board unencumbered by an American troll creating posts and topics designed to afford him opportunities to denigrate Canadians. Yup. Apparently the Canadian Dream is an immigration lawyer. http://www.canadian-dream.ca Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 (edited) It was because house prices started to rise that CMHC allowed the 40 year mortgages otherwise a majority of first time home owners wouldn't be able to get into the market. In my opinion the issue wasn't the term of the mortgage, it was that they allowed this mortgage with zero percent down! People should be required to put down at least 10% to show they are serious about owning a home as it is serious business. They have since reduced the term in 2008 back to 35 years and in 2012 moved it back to 25 year mortgages. You realize that the way to reduce the price of something that is not affordable is to make demand less, not more, right? 40 year mortgages was like throwing oil on the fire.They wanted to prop up the economy with development and it worked...as a band aid that is. Now any rate increase and game over. Should've left things to correct themselves in 08. We'd have been better off right now. Edited February 24, 2014 by BC_chick Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 They wanted to prop up the economy with development and it worked...as a band aid that is. Now any rate increase and game over. No comprende....how can a fixed rate mortgage adjust up or down ? Is this part of a "Canadian Nightmare" ? Quote Economics trumps Virtue.
Boges Posted February 24, 2014 Report Posted February 24, 2014 No comprende....how can a fixed rate mortgage adjust up or down ? Is this part of a "Canadian Nightmare" ? Most places only offer fixed rates for max 5 years. If you're up for renewal and you were getting 3% and the rate goes to say 6% then some over leveraged people might not be able to afford their house. I think this is different that in the US where you can lock in for like 10. Quote
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 No comprende....how can a fixed rate mortgage adjust up or down ? Is this part of a "Canadian Nightmare" ? Rate increase reduces demand as less people can afford. Less demand means lower prices. Meanwhile, what do you think happens when you buy an $800,000 house at 3% and go to renew at say 5%? Yep, canadian nightmare thanks to the harper government. Should've left things alone in 08 as I said. Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 Rate increase reduces demand as less people can afford. Less demand means lower prices. Meanwhile, what do you think happens when you buy an $800,000 house at 3% and go to renew at say 5%? Sorry...Yankee no understand. What is this "renewal" process ? Do you mean refinancing ? Why would somebody with a low fixed rate mortgage of 25 years renew at a higher rate ? Quote Economics trumps Virtue.
Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 No. Stephen Harper and John A are/were leaders of two different organizations. Yes. And they had the same name. Are we done, then ? Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 Sorry...Yankee no understand. What is this "renewal" process ? Do you mean refinancing ? Why would somebody with a low fixed rate mortgage of 25 years renew at a higher rate ? Boges explained. I didn't realize in the US you could lock in for such a long term or I would've mentioned it too. Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 OK...but it is a valid topic....not ridicule. The term is not a passing clone of the American concept. I understand why the term would be distasteful to a Canadian, but the idea remains no matter how it is labeled. "The term is not a passing clone" How to take this ? The term is a clone that stops in to say hello on the way by ? The term is a clone, but it doesn't pass some test ? It's just a silly term. What do you want to talk about ? "What is the Canadian Dream" ? Canada never had an eternal identity as the states did. Satisfied now ? The Canadian dream is: "Like America, but with French instead of Spanish. And... fewer people. And colder." Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 Boges explained. I didn't realize in the US you could lock in for such a long term or I would've mentioned it too. OK...USians can actually lock in for the life of the mortgage. We can also buy the rate down even lower with up front "points" fees at closing. So if I understand correctly, many Canadians are staring at inevitable interest rate hikes for home loans ? That is a nightmare. Quote Economics trumps Virtue.
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 ....It's just a silly term. What do you want to talk about ? "What is the Canadian Dream" ? Canada never had an eternal identity as the states did. Satisfied now ? The Canadian dream is: "Like America, but with French instead of Spanish. And... fewer people. And colder." Now you just want to fight. Forget about America, and discuss the term idea from a Canadian perspective. I didn't just make this idea up. Quote Economics trumps Virtue.
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 OK...USians can actually lock in for the life of the mortgage. We can also buy the rate down even lower with up front "points" fees at closing. So if I understand correctly, many Canadians are staring at inevitable interest rate hikes for home loans ? That is a nightmare. Sure is. A bit like the American nightmare last decade. Notice the common theme of conservative governments as the nightmare turns really hellish? Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 Sure is. A bit like the American nightmare last decade. Notice the common theme of conservative governments as the nightmare turns really hellish? Well it sure frames the opposite term "dream" very nicely. Americans watch HGTV and wonder how "ordinary" Canadians can afford $600,000 to $950,000 homes. Must be part of the dream. Quote Economics trumps Virtue.
BC_chick Posted February 24, 2014 Report Posted February 24, 2014 Well it sure frames the opposite term "dream" very nicely. Americans watch HGTV and wonder how "ordinary" Canadians can afford $600,000 to $950,000 homes. Must be part of the dream. 08 wasn't all that long ago.... Mr. Land of milk and honey. Quote It's kind of the worst thing that any humans could be doing at this time in human history. Other than that, it's fine." Bill Nye on Alberta Oil Sands
Bryan Posted February 24, 2014 Report Posted February 24, 2014 Yes. And they had the same name. Are we done, then ? If you say so, BC. Quote
Michael Hardner Posted February 24, 2014 Report Posted February 24, 2014 Now you just want to fight. Forget about America, and discuss the term idea from a Canadian perspective. I didn't just make this idea up. If you've forgotten, I think the ideas around national identity of any country are at best overstated and manipulated. Maybe even outdated. I gave you the idea that I have - cold, depopulated, French not Spanish. I think the Simpsons called it "America Jr.", which is apt. Quote Looks like someone has a new patronizing catch phrase ! Michael Hardner
bush_cheney2004 Posted February 24, 2014 Author Report Posted February 24, 2014 I gave you the idea that I have - cold, depopulated, French not Spanish. I think the Simpsons called it "America Jr.", which is apt. OK, thanks for playing, but I think you are way off the mark. Those are attributes of identity, not the aspirations of a "dream". Quote Economics trumps Virtue.
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