What The Liberals Did To Canada

[CdnFox]

2 hours ago, LinkSoul60 said:

Keep trying kiddo...  and try not to take it personally that housing in some regions was becoming unaffordable in the early 2010's under Harper.

Housing affordability rift widened across Canadian markets in Q2 2015: RBC Economics

Yeah.'  That says it went up  It did.  

But it was still affordable  

DERP!! 

LOL you still lose kiddo,  I already said it had gone up. But it was still affordable.  I don't think you understand what the word 'affordable' means 

"In 2015, average couples in Vancouver could still purchase a home"

2015 vancouver average couples could still buy a home - Google Search

End of story.  BUUUUUT.... 

 

• Interest Rates: 5-year fixed rates were at historic lows, often around 3.71%, which helped offset high home prices.

'So even tho prices went up, interest rates went down so the actual monthly price of owning a home still wasn't that bad. 

You really Derped that one  

And...

"While prices were high, that $100k in 2015 provided significantly more buying power—covering roughly one-quarter of a typical condo cost—than in 2025, when that same amount covered just one-seventh of the cost"

In fact:

In 2025, it is exceptionally challenging but not impossible for the average Vancouver couple to buy a home,

IN other words, not affordable. 

In 2015 the average couple could buy a home.  In 2025 that was 'exceptionally challenging". 

You lose kiddo   

 

 

[LinkSoul60]

8 hours ago, CdnFox said:

Yeah.'  That says it went up  It did.  

But it was still affordable  

DERP!! 

LOL you still lose kiddo,  I already said it had gone up. But it was still affordable.  I don't think you understand what the word 'affordable' means 

"In 2015, average couples in Vancouver could still purchase a home"

2015 vancouver average couples could still buy a home - Google Search

End of story.  BUUUUUT.... 

 

• Interest Rates: 5-year fixed rates were at historic lows, often around 3.71%, which helped offset high home prices.

'So even tho prices went up, interest rates went down so the actual monthly price of owning a home still wasn't that bad. 

You really Derped that one  

And...

"While prices were high, that $100k in 2015 provided significantly more buying power—covering roughly one-quarter of a typical condo cost—than in 2025, when that same amount covered just one-seventh of the cost"

In fact:

In 2025, it is exceptionally challenging but not impossible for the average Vancouver couple to buy a home,

IN other words, not affordable. 

In 2015 the average couple could buy a home.  In 2025 that was 'exceptionally challenging". 

You lose kiddo   

 

 

Other than laughing at your inability to accept what's in front of you because of your idolizing of Harper, I'm not even sure why I'm playing this stǔpid game with you... 

Let me know which words don't make sense to you and we can walk through for you to understand.  Hint - I bolded the text you need to pay attention to;

 

Vancouver and Toronto were considered highly unaffordable for many residents by 2015. with both cities having already established themselves as the least affordable housing markets in Canada. While affordability was already a significant issue, it had not yet reached the "impossibly unaffordable" crisis levels seen in the 2020s, with detached homes in both cities seeing particularly sharp price increases during that period. 

• Vancouver (2015): Ranked as the 2nd most unaffordable market in the world (after Hong Kong) according to the 2015 Demographia survey. RBC reported that it took roughly 109% of pre-tax household income to cover costs for a single-detached home in Vancouver by late 2015, effectively pushing single-family ownership out of reach for average families.
• Toronto (2015): Was experiencing a "rapid deterioration" in affordability, marking it as the second least affordable market in Canada. It was rapidly becoming unaffordable for middle-class residents during this time.
• Context: By 2015, the housing crisis was already mainstream discourse, as homeownership costs had become detached from local wages.

Facts are facts kiddo.... housing in Vancouver and Toronto was unaffordable for many, and the cost of home ownership throughout the country was 'detached from local wages'.  Sad but true...

 

 

[CdnFox]

16 hours ago, LinkSoul60 said:

Keep trying kiddo...  and try not to take it personally that housing in some regions was becoming unaffordable in the early 2010's under Harper.

 LOL oh dear, you're back to look even more stupid i see    Well lets take a look  

 

Quote

 

Housing affordability rift widened across Canadian markets in Q2 2015: RBC Economics

• Stretched affordability conditions continued to deteriorate in Toronto and Vancouver, while the rest of the country remained stable at fairly neutral levels

 

• Yep.  "Strained",  But affordable    LOL Didn't take you long to look stupid did it  

• Quote

  Home resales in Canada poised for one of their strongest years on record in 2015

  Yep people bought and sold homes. Still affordable. That's why there were people buying homes. 

Quote

TORONTO, Aug. 31, 2015 - With the exception of Toronto and Vancouver, where the bar to own a home at current prices was set to multi-year highs, housing affordability remained fairly stable across Canada in the second quarter of 2015, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.

Yep, vancouver and toronto went  up....   BUT STILL AFFORDABLE  

Quote

While trends in the national affordability measures have been fairly flat since 2010, RBC reports that Toronto and Vancouver continued to experience strong housing price increases - particularly for single detached homes 

But you could buy a townhouse afffordably

Quote

"The Toronto and Vancouver markets really stand out because of their elevated and rapidly rising prices, and they are the main factors contributing to further modest erosion in affordability overall in Canada,"

Erosion...  but still affordable 

 

• Quote

  Rapid home price increases in Vancouver significantly impacted housing affordability in British Colombia in the second quarter. RBC's measures for the province rose more than any other province, up 2.5 percentage points for two-storey homes, 2.1 percentage points for bungalows, and 0.4 percentage points for condominiums.

  So hardly at all for condos. You mean... i was right all along   Still affordable

•  

• Quote

  Owning a single-detached home at market prices in the province has become less and less affordable, while owning a condominium appears to be within reach.

  LLOL  So .... AFFORDABLE!!!!  Just like i said 
•  
•  You literally just posted proof that everything i said previously is ABSOLUTELY TRUE!!!!!!

You weren't going to buy a big mansion as a first time home buyer, but it was ENTIRELY affordable to buy a nice town house big enough to comfortably raise a family. 

You JUST PROVED ME RIGHT.

Do you not READ things before you post them? LOL

So according to YOUR information, condo and townhome prices stayed low and affordable.  So it was quite affordable to live in vancouver in 2015. Which is what i've said all along  

LOL  You are easily the tardiest of tards    What kind of twat posts proof that the OTHER guy is right  

 

[Goddess]

Carney lies about stuff that is so easy to fact-check.

His "fireside chat" on Sunday - he says he invented "forward guidance."

He didn't.

He was a big proponent of it in England, but it didn't work out very well for them there and now he wants to do it here.

I find it interesting that he's betting it all on China - with YOUR money.

But betting it all on the US - with HIS money.

 

 

[LinkSoul60]

22 hours ago, CdnFox said:

 LOL oh dear, you're back to look even more stupid i see    Well lets take a look  

 

• Yep.  "Strained",  But affordable    LOL Didn't take you long to look stupid did it  

• Yep people bought and sold homes. Still affordable. That's why there were people buying homes. 

Yep, vancouver and toronto went  up....   BUT STILL AFFORDABLE  

But you could buy a townhouse afffordably

Erosion...  but still affordable 

 

• So hardly at all for condos. You mean... i was right all along   Still affordable

•  

• LLOL  So .... AFFORDABLE!!!!  Just like i said 
•  
•  You literally just posted proof that everything i said previously is ABSOLUTELY TRUE!!!!!!

You weren't going to buy a big mansion as a first time home buyer, but it was ENTIRELY affordable to buy a nice town house big enough to comfortably raise a family. 

You JUST PROVED ME RIGHT.

Do you not READ things before you post them? LOL

So according to YOUR information, condo and townhome prices stayed low and affordable.  So it was quite affordable to live in vancouver in 2015. Which is what i've said all along  

LOL  You are easily the tardiest of tards    What kind of twat posts proof that the OTHER guy is right  

 

You're not a bright guy kiddo...

Talk to your parents at dinner tonight and ask them. 

 

17 minutes ago, Goddess said:

Carney lies about stuff that is so easy to fact-check.

His "fireside chat" on Sunday - he says he invented "forward guidance."

He didn't.

He was a big proponent of it in England, but it didn't work out very well for them there and now he wants to do it here.

I find it interesting that he's betting it all on China - with YOUR money.

But betting it all on the US - with HIS money.

 

 

Do you even understand what forward guidance is?

[Goddess]

50 minutes ago, LinkSoul60 said:

Do you even understand what forward guidance is?

I do.

Do you understand that Carney didn't invent it?

It was already being used by the US Federal Reserve in 2003-2004.

The Fed - What is forward guidance, and how is it used in the Federal Reserve's monetary policy?

It's been used for decades:

Edited April 20 by Goddess

[CdnFox]

1 hour ago, LinkSoul60 said:

You're not a bright guy kiddo...

LOL so you admit you were wrong and you want your failure to be my fault  

Life was still affordable in 2015 in vancouver.  Even 2016 wasn't that bad.  By 2017 people were being left behind, even the 'average' people. At this point it's very bad. 

That's what 10 years of liberal rule gets you. 

1 hour ago, LinkSoul60 said:

Do you even understand what forward guidance is?

She's right you're wrong.  He did claim that, he did not invent it.

 

[LinkSoul60]

50 minutes ago, Goddess said:

I do.

Do you understand that Carney didn't invent it?

It was already being used by the US Federal Reserve in 2003-2004.

The Fed - What is forward guidance, and how is it used in the Federal Reserve's monetary policy?

It's been used for decades:

Appreciate the copy and paste, but I'm aware of what forward guidance is.

Carney is widely credited for introducing and adopting 'forward guidance' in central banking at the BoE. His comment wasn't that he 'invented it', he said he 'developed the practice' called forward guidance.

Now that you're aware of what forward guidance is, what issue do you have with him communicating the status of trade relationships and what the future intentions are?

 

[LinkSoul60]

14 minutes ago, CdnFox said:

LOL so you admit you were wrong and you want your failure to be my fault  

Life was still affordable in 2015 in vancouver.  Even 2016 wasn't that bad.  By 2017 people were being left behind, even the 'average' people. At this point it's very bad. 

That's what 10 years of liberal rule gets you. 

You can't accept facts because your head is too far up your conservative äss.  

Carry on kid....

[CdnFox]

14 minutes ago, LinkSoul60 said:

Appreciate the copy and paste, but I'm aware of what forward guidance is.

Carney is widely credited for introducing and adopting 'forward guidance' in central banking at the BoE. His comment wasn't that he 'invented it', he said he 'developed the practice' called forward guidance.

Now that you're aware of what forward guidance is, what issue do you have with him communicating the status of trade relationships and what the future intentions are?

 

His comment was that he invented it AND that he did so during the CANADIAN financial crisis. 

[CdnFox]

12 minutes ago, LinkSoul60 said:

You can't accept facts because your head is too far up your conservative äss.  

 

Translation :  "I'M SO ANGRY I WAS WRONG!!!!!!!!!! REEEEEEEEEEEEEEEEEEE" 

sorry kiddo but the facts have been presented to you again and again.  A family could afford to live in vancouver in 2015.  Sure they weren't going to buy a detached house in Kerrisdale  but they could buy a nice townouse and afford to live with an average wage 

Crying harder won't change that 

[Goddess]

1 hour ago, LinkSoul60 said:

His comment wasn't that he 'invented it', he said he 'developed the practice' called forward guidance.

He didn't invent or develop it.  It was already in wide use.

He could have said he "implemented" it, that would have been true.

The same as he didn't single-handedly save Canada during the 2008 financial crisis, as he claimed.

And he didn't save Britain.

Why do you feel the need to lie for him?

The Liberals count on their base being incredibly stoopid.  They're actually laughing at you guys.

[Goddess]

How Carney’s forward guidance dented Bank of England credibility

 

Mark Carney bustled into Threadneedle Street in July 2013 seemingly with the intention of stimulating the British economy. On August 7 last year the Bank’s rate-setting committee agreed to introduce “forward guidance”.

The policy did not even reach its first birthday intact. At best, it has achieved little. At worst, it has damaged the Bank's credibility.

[LinkSoul60]

1 hour ago, CdnFox said:

Translation :  "I'M SO ANGRY I WAS WRONG!!!!!!!!!! REEEEEEEEEEEEEEEEEEE" 

sorry kiddo but the facts have been presented to you again and again.  A family could afford to live in vancouver in 2015.  Sure they weren't going to buy a detached house in Kerrisdale  but they could buy a nice townouse and afford to live with an average wage 

Crying harder won't change that 

No, facts are facts...  a simple google search will show you that 'Housing in Canada became significantly less affordable during Stephen Harper’s tenure (2006–2015)'

Live with it kid....

[LinkSoul60]

13 minutes ago, Goddess said:

How Carney’s forward guidance dented Bank of England credibility

 

Mark Carney bustled into Threadneedle Street in July 2013 seemingly with the intention of stimulating the British economy. On August 7 last year the Bank’s rate-setting committee agreed to introduce “forward guidance”.

The policy did not even reach its first birthday intact. At best, it has achieved little. At worst, it has damaged the Bank's credibility.

Lol... can't answer the question can you.  Didn't think so....

 

1 hour ago, CdnFox said:

His comment was that he invented it AND that he did so during the CANADIAN financial crisis. 

His exact words were 'I developed a practice called forward guidance'

You really are a stup1d little critter aren't you....

[CdnFox]

1 minute ago, LinkSoul60 said:

No, facts are facts...  

And the facts as provided with numerous examples including some that you presented stay clearly that the average person could affordably buy a home suitable to raise a family in 2015 in Vancouver and it's surrounding metros.

That's a simple fact. As I've shown a three-bedroom townhouse could be purchased for 30% of the average household income. 

So.  Those are the facts. 

It doesn't matter that it became less affordable. You did not say it was 'less' affordable you said it was UN affordable, I pointed out it WAS still affordable

 "WAAAAAHHHHH  I WAS WRONG SO NOW I"LL CHANGE WHAT I WAS ARGUING ABOUT AND PRETEND I NEVER MADE MY ORIGINAL CLAIM!!!"  - Linksoul

sorry little pupper,  It was still entirely affordable in 2015. Sure, you could Buy a bigger place in 2000 but you could still buy a place plenty large to raise a family and comfortably afford to do so. 

You can't today.' That's what liberal gov'ts give you. 

[Goddess]

3 minutes ago, LinkSoul60 said:

Lol... can't answer the question can you.  Didn't think so....

I've watched you argue for pages & pages & pages that Canadian youth are unhappy only because of social media use and that life is just as affordable now as it was at any other time in Canada's history.

So, not "can't".

"Won't."

 

 

[Goddess]

2 minutes ago, Goddess said:

I've watched you argue for pages & pages & pages that Canadian youth are unhappy only because of social media use and that life is just as affordable now as it was at any other time in Canada's history.

So, not "can't".

"Won't."

 

 

Liberal supporters are mostly id10ts who either can't or refuse to understand very basic concepts. I'm kind of done mincing my words and giving them the benefit of the doubt.

Their stupidity is dangerous and it's increasingly putting people at risk.

From "men can be women" to "borders are racist" to "jail sentences don't reduce crime" to "let pedos & rapists out on the streets because they had a hard childhood" to "everyone who disagrees with me is a Nazi" and more.....

These ideas aren't just stupid.  When they become national policy, they get people hurt and killed, including women & children.

Id10ts at best.

Wicked at worst.

Quickly closing in on wicked.

[LinkSoul60]

37 minutes ago, Goddess said:

He didn't invent or develop it.  It was already in wide use.

He could have said he "implemented" it, that would have been true.

The same as he didn't single-handedly save Canada during the 2008 financial crisis, as he claimed.

And he didn't save Britain.

Why do you feel the need to lie for him?

The Liberals count on their base being incredibly stoopid.  They're actually laughing at you guys.

Simple little mind...  go find meme's for other whack jobs and that's your truth.

He said 'I developed a practice called forward guidance' meaning he started doing what the BoE wasn't perviously doing.  That's probably over your little mind to absorb...

He also never said that he 'single handedly saved Canada during the financial crisis.  That's just your conservative political schtick trying to say something he didn't.  If you believe he did.... show me the cite.  He did though play a very big role in monetary policy and ensuring liquidity for the financial system.  Harper and Flaherty can be credited with government policy.

No, Britain had a massive challenge logistically leaving the EU which lead to economic disruption, labor shortages, and a lack of planning.  It wasn't his job 'to save England'.  A central bank is responsible for monetary policy, not it's trade and fiscal policies.

 

[Goddess]

27 minutes ago, CdnFox said:

And the facts as provided with numerous examples including some that you presented stay clearly that the average person could affordably buy a home suitable to raise a family in 2015 in Vancouver and it's surrounding metros.

That's a simple fact. As I've shown a three-bedroom townhouse could be purchased for 30% of the average household income. 

So.  Those are the facts. 

It doesn't matter that it became less affordable. You did not say it was 'less' affordable you said it was UN affordable, I pointed out it WAS still affordable

 "WAAAAAHHHHH  I WAS WRONG SO NOW I"LL CHANGE WHAT I WAS ARGUING ABOUT AND PRETEND I NEVER MADE MY ORIGINAL CLAIM!!!"  - Linksoul

sorry little pupper,  It was still entirely affordable in 2015. Sure, you could Buy a bigger place in 2000 but you could still buy a place plenty large to raise a family and comfortably afford to do so. 

You can't today.' That's what liberal gov'ts give you. 

I have some crayons and construction paper left over from when the grandbabies visited, if you need them.

I think you're gonna need them.

[CdnFox]

19 minutes ago, LinkSoul60 said:

His exact words were 'I developed a practice called forward guidance'

 

But he didn't.  It was already developed.  If he'd said 'implemented' that would have been accurate 

He very clearly was trying to suggest this was his own idea.  

IT's not the biggest deal in the world but in a speech where you're trying to convince people that you are so honest and upfront maybe don't lie like that  

 

[LinkSoul60]

9 minutes ago, CdnFox said:

But he didn't.  It was already developed.  If he'd said 'implemented' that would have been accurate 

He very clearly was trying to suggest this was his own idea.  

IT's not the biggest deal in the world but in a speech where you're trying to convince people that you are so honest and upfront maybe don't lie like that  

 

Lol... fûck are you stupid! 😂  

Try listening again kid.

The paperboy is still trying to figure out what forward guidance is and how it's all Trudeau's fault...  

14 minutes ago, Goddess said:

I have some crayons and construction paper left over from when the grandbabies visited, if you need them.

I think you're gonna need them.

Prove it wrong....

[Legato]

3 minutes ago, LinkSoul60 said:

Lol... fûck are you stupid! 😂  

Try listening again kid.

The paperboy is still trying to figure out what forward guidance is and how it's all Trudeau's fault...  

Your love for the "unreliable boyfriend" shows no bounds. Roses would be a remedy.

[LinkSoul60]

Just now, Legato said:

Your love for the "unreliable boyfriend" shows no bounds. Roses would be a remedy.

He's sure as hell a better option than the lifelong politician paperboy who is the butt end of US jokes...

 

[Goddess]

8 minutes ago, LinkSoul60 said:

The paperboy is still trying to figure out what forward guidance is and how it's all Trudeau's fault...  

The paperboy warned the Liberals, under Carney's economic advisory, that printing massive amounts of money would lead to inflation.  Carney said it wouldn't.

The paperboy did a whole video interview at the time of regular people - farmers, 9-5 workers, businesspeople, retail workers - who all said the same thing.

The "expert" economist with all the degrees was wrong and everybody else was right.

Even the farmers are smarter than Carney. 🤣

 

Edited April 20 by Goddess