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Posted

Its not an insult if its true....but it isnt true, thus its insulting.

I don't understand....do you mean that prominent Canadians like PM Chretien, MP Williams, and MP Belinda Stronach going to the USA for health care by choice is insulting?

Economics trumps Virtue. 

 

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Guest American Woman
Posted

I don't understand....do you mean that prominent Canadians like PM Chretien, MP Williams, and MP Belinda Stronach going to the USA for health care by choice is insulting?

I don't think so - I think he was telling cybercoma that what he said, because it's not true, is an insult.

Posted

I don't think so - I think he was telling cybercoma that what he said, because it's not true, is an insult.

OK....member guyser is usually fair in such matters and not a homer. I stand (delightfully) corrected.

Economics trumps Virtue. 

 

Posted

Let's hope it stays that way...best to just let the Canadians whine about "American style" health care while they wait in line, suffering patriotically.

Looks like my wife's cancer journey from diagnosis to surgery and radiation will span all of 3 months (aside from hormone therapy ie pills for 5 years). Virtually all of it paid for by provincial medical system and my modest benefit plan at work.

The longest line up we've been in so far was at a bus stop.

Of course we're completely outraged at how unfair, uncaring and expensive this has all been.

A government without public oversight is like a nuclear plant without lead shielding.

Posted

Looks like my wife's cancer journey from diagnosis to surgery and radiation will span all of 3 months (aside from hormone therapy ie pills for 5 years). Virtually all of it paid for by provincial medical system and my modest benefit plan at work.

Congratulations....but my mother's treatment was faster.

The longest line up we've been in so far was at a bus stop.

She didn't even have to wait for the bus....Americans also waste money on "automobiles".

Economics trumps Virtue. 

 

Guest American Woman
Posted

Looks like my wife's cancer journey from diagnosis to surgery and radiation will span all of 3 months (aside from hormone therapy ie pills for 5 years). Virtually all of it paid for by provincial medical system and my modest benefit plan at work.

The longest line up we've been in so far was at a bus stop.

Of course we're completely outraged at how unfair, uncaring and expensive this has all been.

Obviously no one is saying that every Canadian has long waits/has to go elsewhere for care. That your wife didn't is great; others haven't been as fortunate. That's all that's being said. There are good points and negative points to both of our systems, but before changing ours, we want to make sure we don't do it at the expense of the "good." So many here say "the majority of Americans want it but the government doesn't care" or "the Americans want it but the majority of Americans don't care about anyone other than themselves and refuse to have their taxes raised" etc. and it's just not true; nor is it true that Americans have to die because no one will treat them if they don't have coverage/can't afford the care.

I do wish your wife all the best.

Guest American Woman
Posted

No one goes bankrupt up here due to medical bills

That's simply not true.

Guest American Woman
Posted

oh yeah? Have you any stats?

Admittedly the problem isn't medical bills per se, but medical problems, such as having to be off of work. I've often mentioned this as "a cost" when one has to wait longer for medical procedures. At any rate, medical problems are a leading cause of bankruptcy in Canada. It's my understanding that our system, our disability 'safety net,' is more extensive than yours.

The three leading causes of personal bankruptcy in Canada

The first one on the list of leading causes of bankruptcy in Canada is job loss, or reduced income in general.

Another one of leading contributors to personal bankruptcy in Canada is marriage separation or divorce.

The last on our list of
leading causes of bankruptcy in Canada, are medical problems
; they often can and do lead to a lot of financial problems. [...] if you get sick or injured, and you are off work for a number of months, even with medical insurance your income is reduced, and that makes it more difficult to service your debts.

link

----------------------------------------

As for the U.S.:

Researchers found that medical spending was a contributing factor in only 17 percent of U.S. bankruptcies.

[...] evidence shows that in the only comparable years, personal bankruptcy rates were actually higher in Canada. Personal bankruptcy filings as a percentage of the population were 0.20 percent in the United States during 2006 and 0.27 percent in 2007. In Canada, the numbers are 0.30 percent in both 2006 and 2007.

link

(Emphasis all mine)

Posted (edited)

I CLEARLY said "No one goes bankrupt up here due to medical bills", then you said "Admittedly the problem isn't medical bills per se"

Are you trying to remove the goal posts AW?

Never once did I say Canadians don't go bankrupt due to medical problems

Edited by olp1fan
Guest American Woman
Posted (edited)

I CLEARLY said "No one goes bankrupt up here due to medical bills", then you said "Admittedly the problem isn't medical bills per se"

Are you trying to remove the goal posts AW?

Never once did I say Canadians don't go bankrupt due to medical problems

No, I'm not trying to move the goalposts - just finding mixed/conflicting information. This site says it's uncertain as to whether medical bankruptcies in Canada are due to medical bills or medical problems.

Medical problems cause a significant percentage of bankruptcies, although it's unclear whether medical bills or the inability to earn sufficient income due to poor health is the true root cause.

The top 10 reasons why Canadians go bankrupt

Edited to add: I doubt I'd find it any more comforting to have to declare bankruptcy for medical problems than for medical bills.

Edited by American Woman
Posted

No, I'm not trying to move the goalposts - just finding mixed/conflicting information. This site says it's uncertain as to whether medical bankruptcies in Canada are due to medical bills or medical problems.

Medical problems cause a significant percentage of bankruptcies, although it's unclear whether medical bills or the inability to earn sufficient income due to poor health is the true root cause.

The top 10 reasons why Canadians go bankrupt

Edited to add: I doubt I'd find it any more comforting to have to declare bankruptcy for medical problems than for medical bills.

So Canadians don't declare bankruptcy due to medical bills

nice to know I can be right sometimes

Posted (edited)

Yipes....and recently Canadians have overtaken Americans for highest average personal debt. Americans are de-leveraging fast, while some Canadians continue to party on!!

yes well everything in Canada is 5-10 % more money in Canada than U.S plus we pay more for heating in the winter

Edited by olp1fan
Guest American Woman
Posted

So Canadians don't declare bankruptcy due to medical bills

Not true.

nice to know I can be right sometimes

That's not what it says. Did you even read it??

Repeating: although it's unclear whether medical bills or the inability to earn sufficient income due to poor health is the true root cause.

A while back I posted a link to a woman in Canada who had to declare bankruptcy due to medical bills because she had to be treated in the States due to the urgency of her medical situation and the inability to be treated in Canada in a timely fashion. It was her situation that came to mind when I posted my previous response.

So it's not correct to say that Canadians never file bankruptcy due to medical bills.

Posted

Obviously no one is saying that every Canadian has long waits/has to go elsewhere for care.

Because the actual number, which you conveniently refuse to recognize, is 0.125% of Canadians go to the United States for healthcare. So a more accurate statement would be that almost NO Canadians go to the US for healthcare.
Posted

Not true.

That's not what it says. Did you even read it??

Repeating: although it's unclear whether medical bills or the inability to earn sufficient income due to poor health is the true root cause.

"unclear", so I win by default

Posted

No, I'm not trying to move the goalposts - just finding mixed/conflicting information. This site says it's uncertain as to whether medical bankruptcies in Canada are due to medical bills or medical problems.

Yes you are!

The site you posted clearly states that people go into bankruptcy because they can't service their debts when they are not working due to illness. You not only have that problem in the United States, but the added problem of incurring the additional debts of the healthcare itself. I can tell you how many Canadians declared bankruptcy for their hospital bills: ZERO.

Posted

yes well everything in Canada is 5-10 % more money in Canada than U.S plus we pay more for heating in the winter

Really...'cause we have this cheesy Canadian TV show on CNBC that features a budget expert roaming Ontario for irresponsible spending habits. If they don't follow her rules, they don't get any help. Do you have a funny show like that about Americans airing in Canada?

Economics trumps Virtue. 

 

Posted

Really...'cause we have this cheesy Canadian TV show on CNBC that features a budget expert roaming Ontario for irresponsible spending habits. If they don't follow her rules, they don't get any help. Do you have a funny show like that about Americans airing in Canada?

Yeah. Her name is Susan Orman.

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