Alta4ever

The speaker from MPI enter no numbers no reports on the price comparisions, no methodology for claim payouts. It was just speaking points with no data back up. No one other then MPi was invited to speak, not a balanced non partisan report.

you have supplied no proof of this, come on lets see an independant study, if you can find one lets look at the methodology.

Ask your broker how many extension policies they sell on top of MPI coverage a day, they'll tell you.

You have injury pay out caps in Manitoba as well.

Their methodology in the comparision is correct, but if you have enough knowelege of the industry read the reports and refute them, item by item. If you hadn't guess my background was in insurance, I have seen a great many policies from all of the western provinces fire, and know how to Analise them. I have dealt in all western jurisdictions, I have seen many comparisions. So go ahead pick the Fraiser reports apart, if your think you have the knowlege.

Their methodology in the comparision is correct, but if you have enough knowelege of the industry read the reports and refute them, item by item. If you hadn't guess my background was in insurance, I have seen a great many policies from all of the western provinces fire, and know how to Analise them. I have dealt in all western jurisdictions, I have seen many comparisions. So go ahead pick the Fraiser reports apart, if your think you have the knowlege.

Sure we can compare it because it surpases all of those provinces too. Sask is a different duck because it has both tort and no-fault coverage.

That is incorrect they only pay up for claims that are covered by the insured peril listed in your policy declaration, as do private insurance companies. In fact you may not be aware, but a lot of manitobans buy extension insurance policies because of the holes in MPI coverage.

That is very incorrect, government auto insurance is the worst value per dollar in Canada.

So does Private insurance its called accident benefits and paid out without regard to fault

First how is his truck registered, is registered commercial or personal, 2. What level of liability coverage does he have on it. 3. How many years of claims free coverage does he have credit for. 4. How many years of insurance history does he have. I have a 05 truck and an 09 car, combined the insurance is 2100.00 One is rated business use one is rated for commute. I have what you would call comprehensive coverage liability, collision 500 ded, and comprehensive 250 ded, plus loss of use endorsements, non owned vehicle coverage, and a host of other endorsement coverages. I suspect your friend is under 25. A person in winnipeg will typically pay 1800 to 2500 for a all perils coverage on their vehcile. Also you have no right to sue all you get is a meat chart payout. As I said you get more for less under private insurance. In fact Alberta's insurance act is rated the best in Canada. Public Auto Insurance Causes More Deaths and Damage http://www.fraserinstitute.org/newsandevents/news/3931.aspx Public Auto Insurance Provinces Rank as Lemons http://www.fraserinstitute.org/newsandevents/news/3987.aspx Government Auto Insurance Delivers Worst Value for Consumers http://www.fraserinstitute.org/newsandevents/news/4128.aspx The report, Auto Insurance Market Quality Index 2006: Annual Comparison of International Auto Insurance Markets,

And yet hybrid systems are consistently ranked higher then ours.

Sure we can look at both Car insurance in Manitoba is more expensive (what you typically pay for one car in winnipeq, I pay for two)then is in Alberta, average claim payout is higher in Alberta, then Manitoba. As for medical coverage, I get far better coverage through great west life opposed to alberta blue cross.

Not true they still have some form of medical coverage http://en.wikipedia.org/wiki/Emergency_Med...ctive_Labor_Act they also have the freedom to take a lesser, move to find employment to afford a policy, or an employer who covers their employees with a group policy. The point is they have a freedom and an option always.

And yet the the government doesn't understand the word efficiency. It has been proven that in a compeditive market place, is always more efficient then a government model. http://books.google.ca/books?id=lUG4_EIY0t...ise&f=false

They have freedom to decide what they get for insurance. The Phantom Uninsured http://www.investors.com/NewsAndAnalysis/A....aspx?id=479724 IF you take out those that are illegals ( and wont't be covered under obama's plan). The 17 million that earn over 50,000 per year who choose not buy health insurance. Then the number that are not addressed in this artical that were briefly without coverage when they switch jobs the 46 million drastically drops. I was a teenager when my mother passed. If I could have done more I would have, but at that age I was not yet legal to hold a job.

A rising tide doesn't lift the boat with holes in its hulls. So why do I have to pay for your feeling of security, why couldn't you buy some form of private insurance for EI (if we allowed it). So the homeless aren't starving under the current system? Seniors and citizens aren't going without healthcare?

In the US they option of buying an insurance policy that would cover this, in Canada you have no option to buy a medical insurance policy to seek medical treatment when the proper one is not availible from the government, and services rendered are decided by a civil servant. This what happened to my mother, I remember the letter sent from Alberta health, that denied her request, I remember the loss of hope, most of all I remember watching her suffer, I remember watching her pass broken without hope, and now we are left to wonder what could have been. It was long before 1998, it was before Klien took the reins, it was before Alberta cut services to balance budgets, It was before Chrieten cut transfers. Our system is seriously flawed, what it works for is minimum levels of routine health services, and immediate emergency services.

I do not benefit from our social system, it hinders me and steals my time and work for services I do not utlize and do not want.

What about the person who refuses to work, and why does the most ineffecient model of distrabution have to be the provider. Why can't i have the option to opt out, and keep that portion of my taxes, why do you think you need the government to protect you. I don't want the government to take care of me or be a "safety net". If I make the mistake I am willing to live with the consequences take responsiblity and do what I need to do to survive it.

I took risks before the social safety net is what it is today. I directly benefit from a global economy, and the freer movement of capital, and ideas, and risk.

It is proof of how wasteful our system is, all of the wasted resource could have been better spent, could have given more money directly to charity of my choice, it could have been used for a better education for my family or to creat further employment by reinvesting. I take it you don't pay taxes punked.

I do not live in it, I have nothing to do with it. I have manage to exploite the little capitalism that is left in our system to get ahead despite it all. For it to have been a sucess I would have had to utilze the programs, yet since I did not the socialist policies were a waste of resources.

The system has done nothing because I have not utilzed it, and those that rely on it go nowhere.

This sounds familiar. http://www.edmontonjournal.com/Parents+tak...3463/story.html