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Posted

I live in Ontario, and pay $134 per month for my car insurance. However, I'm with Allstate, and if you have two or more cars insured with them, you get a 20% rate reduction. So pretty soon, I'll be paying even less.

Posted
I live in Ontario, and pay $134 per month for my car insurance. However, I'm with Allstate, and if you have two or more cars insured with them, you get a 20% rate reduction. So pretty soon, I'll be paying even less.

... $1608....Ouch..

No thanks,

:)

Posted
I live in Ontario, and pay $134 per month for my car insurance. However, I'm with Allstate, and if you have two or more cars insured with them, you get a 20% rate reduction. So pretty soon, I'll be paying even less.

Ours just went up with a new car.

Still under $100 a month.

RIGHT of SOME, LEFT of OTHERS

If it is a choice between them and us, I choose us

Posted
Since Guysers gone into hiding...

I am all ears.. Please tell me how insurance works.

Insurance is a heavily regulated industry, simply when it comes to rate inceases they need to be approved by the government. Two its about disrabution of risk when times are good the money earned of stock investments subisdizes the premiums you pay, typically the price goes up after a stock market crash and a large disaster which makes the companies deficient on liquid assests to pay claims. This happened just after the Kelowna forest fires, and losses from the 2001-2002 stock market dip. This time its not a natural disaster it is the supreme court finding against the soft tissue injury cap in Alberta, which could mean that all capped claims since 2005 would have to be re-opened, and re-settled at much higher pay outs. Now lrts go back to the regualtion, it is regulated in each province what income ratio a company must have to contiune to operate and offer policies to new customers, which means at times a rise in premiums.

As for those of you who think that public insurance is the way to go, I will have you know for claim payout and price public insurance is rated the worst in canada.

"What about the legitimacy of the democratic process, yeah, what about it?" Jack Layton and his coup against the people of Canada

“The nine most terrifying words in the English language are, ‘I’m from the government and I’m here to help.’”

President Ronald Reagan

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