Alta4ever

I tore that report apart on this forum a couple years ago. They didn't use real policies, they took the median policy price for auto insurance in private markets rather then the lowest. It was a flawed study.

Ya because you are like any red koolaid drinking ignoramus , you'll take "studies" over real life numbers and experience. I'll take real life experience and numbers over government studies any day.

Hmm mpi doing a report about MPI wouldn't be biased give me a break. You are following ideology blindly call some brokers ask them call some alberta brokers ask them call the IBAM and the IBAA, call the professionals. If you want I can even give you my rates over the past years I still have the paperwork. If you want to live in your fallacy go right ahead, but I gave you my rates the ones I pay today. Its funny that you went for online quotes with out even knowing the model of my vehicle. That makes a different too. Just did a kanetix quote Millenium $2240 / year Features · Ways to pay: Credit card, ABW, cheque · A- pd A.M. Best · Discounts: Experienced driver, Multi-vehicle With My Lexus and Mazda Its close to what I am paying with wawa only a couple of hundered off.

You don't know jack shit about insurance, if you don't believe the numbers fine but I have posted my personal rates with Wawanesa, you have not found an online quote that comes close to it because you aren't quoting wawa. You don't know my driving record, you don't know what discounts I qualify for. I would find any data that MPI puts out highly suspect as they need to justify their jobs. The most comprehesive study completed for insurance models was ut out by the fraiser institute in 2003, it compaired all north american , and british markets.

Rental car insurance endorsement is included in my coverage you know shit about insurance. The endorsement is called Liability for non owned auto, with some companies it is a 25 charge with others it is automatically included. It covers damage to rental cars and it a hell of a lot cheaper then 4 dollars a day. Yet again you are getting screwed by MPI. BTW if you buy it through the car rental company its 25 a day, but you would have to be stupid to do that. A great part of my Career was as an insurance broker.

Fraiser institute study in 2003, but go ahead live in your fallacy of studies. I gave you my rates off my policy declaration, but you have called my a liar.

That is because you are using internet quote tools, try talking to brokers and get a few discounts added. TD sucks, as with Kanetix other online rate tools. In my experience the best rate come from Dominion, AXA, and Wawanesa. It also depends what you are using for a postal code and use on the vehicles and years of experience. Commute distance and so on. You don't have the knowledge or the tools online, you want real rates talk to a broker. Same thing I did to find out about my vehicles, in MB,I had a brokerage that i deal with in MB quote my policy there because I was curious, I didn't use some stupid internet rating tool. I got a direct comparison.

You live under government rates. Now if you add in the licensing cost I pay $70 per plate per year, and about 70 every 5 years to renew my drivers license. Government auto sucks. Back in 03 the average claim pay out in MB, and BC was around $2500 in Alberta it was over $6000. Lower rate high claim payouts = private insurance more efficient and better bang for your buck.

You are probably under 25 as with your friends. You should see what farm rates look like they are even less yet.

Sorry I was wrong about my wawanesa rates. Liabilty 259, AB 34, Coll 284, Comp 340 Losof use liability for non owned auto and family protection end 26 to a total of $932/year. Its my Sports car thats higher at $1186, my truck with those coverages is $726. From my policy declaration feb 2010 to feb 2011.

I bet they are less then age 25 or could not provide proof of coverage history. Unfortunately MPI doesn't provide internet quotes, I can prove it with my own policy. How much would a 2008 lexus run under MPI When I was last quoted in Winnipeg last year it was 1800, for that vehicle here with Wawa Mutal I pay 1032. My sports car would be even higher. Like I said earlier 2 mil liability 500 coll ded 250 comp loss use endorsement, rental insurance coverage, waivers of limited deprecation. You can't touch it there. I wonder what you think of MPI adopting the grid rating system from Alberta? That was done just this spring.

How many insurance policies have you written in your life time? Everytime I have written policies for clients that have come BC or Manitoba it has always been much cheaper in Alberta.

To get the coverage I have (your equivalent in MB) you have to buy an extension package plus a deductible buy down. Yes I do know what MPI covers, I have been dealing with MB brokers for years.

Actually it doesn't, have you ever read your policy wordings.

Those two vehicles have full coverage 500 ded coll, 250 ded comp 2 mil liability not to all the endorsements added.

Hilarious normal climate hahahahah. If you want to be nostalgic about having a normal climate and clean air and think all of that is in the past then why don't we get nostalgic about London in 1760's to 1830's.

Be fair don't confuse the eyeball with the logic of Mr. Churchill.

Big bloody surprise. What would you do with government regulation telling you what is "Canadian" what is proper to watch, and which news cast is the best to get your propaganda from. What a scary world it would be for you if you had to make those choices for yourself.

What like George Strombosomethingorother on the CBC with the absolute garbage he contributes?

Kantex does not quote all of the companies, when I was a broker here I had close to 30 different markets to choose from. 12 where main line markets. I insure 3 vehicles and pay 2700/ year. Two are luxury vehicles and one pick up. You also have to make sure you are comparing the same coverages. The luxury vehicles are full coverage the truck is liability and comp. It also makes a difference where you live so if you quote edmonton or calgary you will get a higher rate then in other jurisdictions in Alberta. So if you don't live in Winnipeg you will want to compare with a rate from a town not a city, if you live in Winnipeg then you will want to compare a rate with something that is about the same driving conditions like red deer. If you're younger then 25 your rates will be cheaper, because in Gov auto provinces you are subsidized by the more experienced drivers.

We have way too much government now, we could stand to see a few more go to the chopping block and not have the positions re filled.

When one understands this they seek many alternatives for balance did you not get my daily news reading list or did you conveniently ignore it. As for television news media their is no balance, just bad, badder, and baddest. BTW I always thought Duffy a liberal when I watched him on TV. It wasn't until I met him in person did I realize he was a conservative.

You just described all Network and MSM News, your just too naive to think that it doesn't extend beyond one media outlet that doesn't look at the news from your point of view.

SHHH we don't want them to try to extend their mandate to cover new delivery methods.

You completely miss the point in point one, if people don't watch it advertisers stop buying advertising space. Point two you make is utter garbage and hardly worthy of a response, other then to out the CBC has a political agenda as does the CRTC and the other networks as well. HOw do you combat this many sources. When I read the news I don't just read it from one source, I read it from the TO Red star, the Glob and mail, the National Post and from Sun Media. Each source has its own take on the facts and between them you usually will arrive at the truth. What we have with television media is 3 similar views to a varying degree all operating on the same model its garbage. Once Duffy went off the air I stopped watching any news programs on Canadian stations because they don't really offer anything I like, just garbage. The CRTC is not about regulation its about protection, picking winners and losers with my tax dollars, the consumer would be a much better judge.