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Found 4 results

  1. It's estimated that 20 percent of retailers will go out of business in Canada due to public health restrictions. Workers and business owners are being forced onto government subsistence handouts for the sake of preventing viral spread. Rather than letting people decide whether they want to risk shopping or patronizing businesses, government is deciding for them and destroying some livelihoods. Is it fair?
  2. The LAW, the thing that forces people to do things- is only as fair as the extent of external scrutiny (duh) but something obviously messed up will at least gain enough coverage to generate a response right? Well sure, but not before a whole host of people get screwed over. In cases like first world capitalism, no amount of coverage and outrage from a legally (and morally) wronged party, can evade the concrete consequences derived from violations cited on intentionally vague parameters covered by that very same law. The past 2 years, due to limited options, I've been working for a company (can't say) that is indeed founded out of Canada.. however the (U.S.) founders had simply maintained 'permanent' residency for a number of years, allowing them to claim Canadian citizenship and therefore establish Canadian founded business status for their new brand. This matters because the whole reason for this endeavor was so the 'new' company could circumvent the (somewhat) recent additions to anti-add and anti-spam laws to prevent U.S. based marketing tactics from overpowering local Canadian business. Well it turns out not even that can stop a determined U.S. businessman from (lawfully) stealing if they see enough potential to merit investing in a system that can achieve such a theft. If you're reading this, then please, for the sake of yourself and the sake of your loved ones read and pass along this REAL (and in my opinion, utterly distasteful) admittance to allowing vague laws to enable sales representatives for businesses to quite literally steal from others (the classic sign the contract, that just so happens to be indecipherable and says the complete opposite of what the plastic-smile sales representative just told you). Please note that this link outlines law that applies to U.S. AND Canadian based customers. THIS IS THE IMPORTANT PART- https://www.consumer.ftc.gov/articles/0195-some-home-security-systems-may-be-scams P.S. I know many reading this are going to say why are you wasting my time with this I already know better than to let a sales rep con me.. 3 reasons: 1. 80-90% of (wronged) customers will say the sales representative showed up at an interesting or 'destined' moment, providing (at the moment) so much more than just a killer deal on a sweet new sign-on product/service. They were helpers, friends, attractive, flattering, and almost seemed to understand their lifestyle and hobbies... please refer to https://www.theverge.com/2018/3/28/17172548/gdpr-compliance-requirements-privacy-notice which pretty much states your personal or any useful info- if it's ANYWHERE on the internet, it's free game for businesses to use. *this includes the ability to run credit tests without your consent/knowledge once enough info is obtained and automated programs that constantly trawl the internet for anything linked to a potential customer/area they've taken an interest in. 2. Contracts do not end with the death of the signing customer and many are a minimum of 3 years- some up to 8 for official services. Yes, the law can protect a company collecting on a contract (aka fees, monthly bills, collection bids, etc) to the next of kin, for a contract signed by the parent or spouse even if no one was ever notified about such a condition, as long as the contract was signed: the next of kin MUST pay the due in full. Meaning everything you're reading could affect you much more profoundly than you know even if you choose to never personally touch a contract, if they got your family by extension under extreme circumstances you must become involved (so better to prevent rather than struggle; simply by making sure as many people as possible are aware of this). 3. This is the information age, data in general is constantly being filtered and analysed by increasingly advanced AI, capable of spitting out easy to use, yet disturbingly effective actions and procedures to use on specific common personality types. If you don't believe me, please check out the attached picture(s). The first one is a 'chart' provided in some way to sales representatives, and it's how they get their 'in' with a paying customer. I guarantee you'll see yourself and agree that it at least somewhat illustrates the possibility of use against you. The second picture is simply a QR code meant to link any QR code scanner phone app to bring one directly to the FTC website, if possible- everyone should read the linked page from that code.. I spent valuable hours of my life (I'm 25 no joke, I work my ass off and this is my day off) to make this. It's because I've spent no less than the last 4 years listening to people cry to me (I do phone support) about how they were essentially lied to and then robbed. And it all came from a contract, a morally corrupt 'sales representative', and a complete lack of regulations in favor of protecting citizens simply because capitalism. Simply knowing they're out to finger your wallet should be more than enough to kneecap them halfway through their entirely false pitch and get them out of your hair and keep them out. Cheers.
  3. In a startlingly frank admission of the failure of their capitalist business model, a collection of some of the world's largest pharmaceutical companies said they need incentives to develop antibiotics to fight 'superbugs'. Apparently the giveaways that are being promoted in the TPP like longer patent lifetimes and the ability to sue governments that do anything to interfere with their profits is no longer enough for multinational corporations. They need direct cash infusion now. One line in this story is particularly interesting. Not only does it indicate where the drug companies focus their efforts. It also indicates why there is no incentive (and in fact powerful financial disincentives) to cure any chronic condition or disease, ever. This case illustrates a problem that plagues not only the drug industry but the whole medical industry, the crime industry, the military industry, the insurance industry and every other industry ever created to address problems. These huge industries become dependent on the problems they were created to address. If those problems ever disappear or even are significantly diminished, it will threaten the salaries of powerful people. And so the last thing these industries want is for those problems to go away.
  4. By now everyone is aware that the country is in a recession by the definition that the Tories legislated themselvestwo quarters of negative growth. Some claim there is a silver lining: jobs are up, GDP grew in June, and our exports to our largest trading partner are up. By now the Conservatives are playing politics with their euphemisms "contraction" and "technical recession." They're using these term because they truly believe that the economy has already recovered and that the dip is meaningless. However, putting the GDP aside and despite the growth in jobs and exports, there are other indicators that suggest we may not be pulling out of the recession at all. From the linked article by economist Iglika Ivanova: Business investment is down for three consecutive quarters For starters, business investment is still down and has been on the decline since the Tories won their majority government in 2011. Indeed, Mark Carney, then governor of the Bank of Canada, accused corporate Canada of sitting on stockpiles of dead money. Nothing has change since then and in fact it has only gotten worse. Consumers being able to signal demand is the lifeblood of any economy. Companies can't invest if people don't tell them with their dollars what they should invest in. People don't have the money to signal demand if corporate Canada is sitting on it and not investing. It's a catch 22 that requires intervention to get wealth moving again. And that's exactly what happened in January when the Bank of Canada cut interest rates. Except business investment continued to drop for two more quarters with no end in sight. It's not just oil and gas in decline Conservatives keep repeating that it's only oil and gas that have turned down. They must only be looking at the oil and gas column in the numbers because the truth is a number of sectors are in decline. Construction, manufacturing, and wholesale trade are all major indicators of our economic well being. For some bizarre reason, the Harper Government has completely ignored their precipitous decline and only refers to oil and gas. Household debt is on the rise Disposable incomes are falling. The rising consumer spending that people have pointed to as an indicator of our economy recovering is being financed by debt. While the interest rates are dropping, the proportion of debt to household income hasn't budged since 2008. Consumers are trying to spend their way out of the recession by incurring more debt, while businesses are sitting on stockpiles of dead money and not investing. -- So growth of 0.5% in June is nice, but our economy is still struggling under Harper's leadership. We need a better focus on a more diversified economy that doesn't give corporate welfare to companies who sit on that money. The problems with Canada's current economy run far deeper than a stagnate GDP.
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