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85RZ500

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Posts posted by 85RZ500

  1. PT, your links are similar to those that dispute his story, who do we believe?

    Maybe his only failure was his outright stupidy to cross the pond so soon after 9/11.

    Even for a person like him to do it today, they better have their house in order and absolutely no historic black marks against them.

    Ah WTH, I'm a Canadian, "my" country will bail me out.

  2. Mr.? This guy lobbed a grenade at a medic and killed him. He was fighting our allies and should treated accordingly.

    His family has confirmed ties with the terrorists and he was there, fully involved in their activities.

    Interogation takes many forms, there are fully grown men who would wet themselves if detained and questioned as a suspect. Are they being tortured?

    The U.S. can do what they want with him , I join the masses in not wanting him back in our country.

  3. Yep, wishy-washy it is and typical too.

    I still believe that Harper made a mistake in trying to save the status quo. We are in a financial mess that will take a while to get out of.

    Whoever is in power will be branded as doing nothing right. Better it be the three stooges whining and sniping at each other.

    Then an election with a majority gubment, LOL, economist Stevie saves the day.

  4. LOL, someone fixed my double post and got a link to work. Thank you. This old computer dummy couldn't figure it out, a delete button would be nice for mistakes, double posts and , on second thoughts.

    Back on topic. I've never believed Arar's story. Back then there were rumblings about his terrorists ties and his desertion from his countrys military.

    And the stupidity of someone with his name/looks/background going back across the pond just after 9/11 is monumental. He shouldn't have been paid for it.

    I'd have bought him lunch in a very public place and told him to smarten up.

    Heh. but then he has our millions, maybe we need to smarten up.

    BTW, there are four more poor mistreated wannabe millionaires in negotions with the gubment, we are going to get hosed again

  5. Well, I do agree that teachers shouldn't be asking for big raises, or other benefits now.

    They should be asking to stay where they are, and maybe have their wage raises tied to inflation.

    However, this nonsense that teachers work 4.5 hours a day, and have a super cushy position is nonsense.

    You look at any corporate sector, where you have someone go in and train the employees. These people are often getting 100k a year.

    Name one non-government teacher/instructor that makes less than what teachers get.

    They also don't make 80k. That's the top salary - if they are the head of a department, have a masters degree, and 15 years of experience.

    Teaching is not as easy as you think it is. You can't goof off, and surf the Internet and debate on political forums for instance.

    All this teacher hate is ridiculous. They are smart people that work hard and they deserve a decent salary.

    I didn't say they work 4.5hrs a day, I said class time. And actually I think now, with a sprout in gr8, that it's somewhat less.

    I believe classes start at 8:20 and I know they end at 2:10, don't forget to minus out recesses and lunch. And they want to cut that back. The preset curriculum is unreachable and ends in a homework overload. We're not getting value for our money.

    That said, thare are a few teachers that will go the extra mile to help the kids, they are the exception, not the rule.

    And smart?. There are sub-performing people in all professions and lines of work. Your generalization is far too grand.

  6. True enough. The education system is a bloody mess. I'd tell them that we're clawing back 20% of their income and that's for starters.

    Can't remember the exact #'s but say 6 periods per day at 45 minutes each. That's 4.5 hours of class time our kids get.

    And where else do you get nearly 3 months off per year.

    If your sprout is slow or has an interest problem, we're told to get a tutor.

    Whoa, we pay over 80 Large for the teacher to teach, why do I who makes 1/4, 1/3, 1/2 of their salary have to pay someone else to do their job?

    Grrrrrrr

  7. What a mess. I would be thoroughly pi$$ed to find out that he kids were't mine. But, assuming a normal parent-child relationship, I wouldn't walk away.

    I would however fight the increases and decreases.

    And a question, a guy is part of the conception process and a baby is born. The guy walks after less than a year.

    Refuses to ever pay support, and has no contact with the child who is brought up by a single mom and grandparents.

    Does the conception guy, I can't call him a father, have any rights to the child or is the mom/GP combo the rightfull parent?

    In this day and age I have a sense that a fair bit of this is going on.

  8. uote name='Moonbox' date='Jan 8 2009, 06:21 AM' post='380488']

    I still think Harper should have let the coalition take over. History shows that governments leading during a recession generally don't fare well in the next election. Harper should have stepped aside, let the Liberals take the blame for massive deficits, and then come back like a saviour. This is what the Liberals should and probably will do.

    I don't understand why anyone would want to be in charge right now.

    Yep, I was kind of hoping that myself. Iggy has a "Canadian of convenience" ball and chain around his neck that helped him parachute into a job that nobody worth anything wanted.

    It would have been awesome to see the three stooges barking and whining at each other on the road to self -destruction.

  9. Ignatieff has had the same amount of years in office as MP before coming leader as Harper did when he became Tory leader.

    Harper led a think tank. Some might say that is an intellectual elitist position.

    You sound like it.

    Does this mean you will leave if someone other than Harper becomes prime minister?

    No, I was qouting Mr (Iggy) Canada, he sure is a winner.

    I'm an old Liberal, for what seemed a lifetime. Finally couldn't take anymore and will never support them again.

    Not a huge fan of Harper, but when I look at the choices, including Ignatief, he is the lessor of evils.

  10. Nearly all first time buyers have CMHC insured mortgages, which now means anything between 80% and 95%. It was ever so, nobody can save that much to get started in good times or bad. If you aren't CMHC insured, that means you have at elast 20% equity in your home. There are no other alternatives. Either way, the banks and CMHC are sheltered and relatively safe.

    And it varies from marklet to market, if you bought a house here before May 2007 with or without a deposit, you have equity. If you bought since then, maybe not, but if you are on CMHC your mortgage won't come up for renewal for 3 1/2 to 5 years from today. If youb are not on CMHC, you had equity from the very start.

    You'd have us running around like chickens with their heads cut off..........

    The rest of your post is meaningless in the context of this thread.

    "It was ever so"? Huh?

    I've been retired for a while but previously spent over twenty years in the mortgage biz. You had to have 25% down to have a conventional mortgage.

    Think about it you buy a house for say $200K, put 5% 0r $10 K down. Now add the ins premium and the costs to close.

    How many years do we really have to go back to show that someone has built equity in the home?

    I said 3-4 yrs, just a guess but there's a lot of folks right now and more to come that are upside down on their mortgages. The 11% drop in values(in this area) is just a start.

    Then there's the folks who've bought today with occupancy 10-12 months from now.

  11. Baloney, and dangerous baloney at that. 'Hey. lets get the sheep stampeding for no good reason"

    Here is the key "Those sources estimated that 10 per cent of the mortgages, worth about $10-billion, were taken out with no money down."

    Those are the mortgages at risk, and they won't be at risk until they come due, which will be for the most part in about two to five years, since they were available and popular only for a couple oif years and nearly all will be at a five year term. Taking a mortgage over 40 years is no more risky than taking one for 25 years, in neither case do you pay off any prinicpal for many years. The risk is the same, essentially. People who get 40 year mortages must qualify within strict CMHC guidelines, No qualify, no mortgage, same as always. You still need good income and good credit. The length of the amortization has nothing to do with either of those qualifying factors.

    More deception: GE has been in the mortgage insurance business as a competitor to CMHC for many years. They have the well earned reputationof being cherrypickers: they are even more strict than CMHC about taking on mortgages. If anything is shaky about your application, they are not interested.

    The people at risk are those who have no equity by taking zero down mortages, and their risk will come when they renew, which for the majority will be in two to five years. Of course, not all or even the majority will default. This also assumes that property values will be lower in that time frame, nwhich is far from certaion.

    The defaults will be some portion of the $10 billion, which is negligible in the grand scheme.

    LOL, Baloney! The mortgages at risk are the fools who have bought houses in the past 3-4 yrs.

    The ones with the CMHC/GE insured hi-ratio mortgages. Property values here have justdropped 11%, dosen't take much imagination to see that these folks are upside down on their mortgages.

    Then there is job loss, and the increased costs of consumables brought on by increased transportation costs, in turn brought on by the high cost of fuel. There are dark clouds brewing.

  12. Is this a joke. Country Rejects are not cream of the crop. They couldn't cut the mustard wherever they came from so they come here. Their home countries don't want them back because Canada did them a favor. ;)

    That was then, this is now. The Cons have ammended the act and are supposedly looking at only people of "quality"

    As I said, if we accept all their doctors and engineers, we are stealing from their countrys.

    The matter of verifying qualifications is another matter, scary stuff indeed.

    Oh, and it appears we have had another "honour" killing in these parts, nice.

  13. New here, seems like a great forum.

    As to immigration, do we "hate" immigrants?

    I think not, but, we have been struggling with health and education systems that are in the dumpster.

    Does it make any sense to add more people to them?

    We seem to want to cherry pick the cream of the immigrant crop.

    Their home countries probably need them more than we do.

    Then there's the Convenient Canadian, the one who's pasport is now a Get Out Of Jail Free card.

    You know, they head back across the pond into the chaos from where they came. Get their butts in trouble, they run up the Maple Leaf and expect us to bail them out.

    And someday we will have our own 9/11, it's a matter of time, LOL, mark my words. ;)

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