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lily

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About lily

  • Birthday 02/13/1964

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    the left coast

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  1. I'm over 40 and I like a lot of today's music. There's been enough good stuff and bad stuff in each generation to make this thread zoom to 10+ pages. And IMO - the first sign of being "old" is complaining about "the crao that passes for 'music' these days".
  2. It probably is cheaper. I was told when I had my accident that the RCMP were insured by the Crown. It may mean "no insurance at all", or it may be a different insurance, because the RCMP isn't provincial, while ICBC is. I don't know. I actually don't believe you though. I got rear-ended while stopped at a light. When I made mty claim, ICBC told me they'd have to talk to the guy in front of me before they could settle the claim - they wanted to know if he'd felt 2 impacts or just one (to determine if they were dealing with a single incident or two) Once he filed, all I had to do was pick up my cheque (the car was written off) I didn't have to fight them for anything. From what I understand, most accidents are found to be 100% to one driver. When I had the accident with the cop, ICBC gave me the royal run-around. The adjuster gave me all sorts of stories... which he back-tracked pretty quick when I took my Dad in with me. I do agree with you on the monopoly thing... it's the same with phone service and banking and several other things. I don't know if I want it opened up to competition though - that just creates a different set of headaches.
  3. Economic Left/Right: -4.50 Social Libertarian/Authoritarian: -6.15 I've shifted since the last time I took this test.
  4. How often is the blame split though? Last time I saw stats for that showed the opposite. I've been involved in a few accidents - none of which I was at fault - and the only one where there was an issue was the one where I was rear-ended by a cop. Everyone from the witnesses to the accident investigator on the scene agreed I wasn't at all to blame. Unfortunately it dragged on because the RCMP have Crown insurance and they didn't want to have to pay. In the end, I agreed to accept 25% liability, but only because that wouldn't affect my safe driving discount. I'd far rather deal with a single company. I'm a little too young to remember the days before ICBC, but I do recall hearing the complaints about dealing with multiple insurance companies. Also consider. Have you ever been hospitalized inthe US, and had to deal with the fights between various insurance... through work, travel insurance and regular medical? Everyone wants the other guy to pay first, and it can take YEARS to settle.
  5. Why waste time asking? Have them send in a photo, or apply in person. That' should streamline things.
  6. Nope. But interesting that you would think that.
  7. Holy crap. You went from bad to worse. I didn't think that was possible.
  8. I would say there's a lot more to it than skin colour. I think this is a stupid topic. Speaking from my personal perspective, of course. I don't claim to speak for all rational thinkers.
  9. From a woman's perspective. If I got raped, I wouldn't give a rat's ass what colour the guy was.
  10. The 9/11 terrorists came through Canada. Really. It's true. I've heard it lots of times.
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