There are a few things here that need to be thought about. One- Money doesn't just disappear into thin air, it went into some very deep pockets. Two- The Americans set a dangerous precedent when the bailed out the S&L's Three- They should have put in some tough laws right after the S&L mess. Four- Government should never use tax payer dollars to save any company, it is a free market system. If tax dollars are used they must be a loan and paid back with interest.The criminals that brought this mess on not only didn't go to jail but got bonuses from bailout money.