As I was watching the news last night, I too wondered about the "insurance". And what I heard his wife and his daughter say was that they would receive a "death benefit" of $1 million after Chuck's death directly from the CPC. The CPC knows that offering an inducement is illegal. However, offering it to a widow after a death would hardly make the news. I think the RCMP do need to investigate this since we all know that the CPC were desperate to take the government down over this issue and that Cadman's vote was pivotal.
ANY OFFER seems to be controversial and the RCMP need to tell us if this was just a stupid mistake, or an attempt to bribe an MP to vote a certain way. I also agree that this doesn't look good on Harper. He knew about the meetings and the calls and even the attempts to get Cadman's vote. If his two party members added a financial offer he didn't know about, then he needs to reveal who those two people are and let the RCMP investigate them too.