Mike L

Based on your posts Benny, I assume that you've chosen your web name name based on your favorite choice of recreational medication.

Why is the new budget unlocking effective next year? Replying to Bill C's earlier post saying under the 2009 budget the added "25% unlocking comes into effect January 2010" I'm concerned with that time frame and wonder if others are too? Given the economy, this access really should be effective this year, not next. In our own case, my wife and I are in our late 50's and hoping to re-enter the housing market, but won't be able to pull together the required down payment if our LIRA remains 75% locked til next year. (We both work and have other separate pension plans that of course are also locked.) Any suggestions how to best try to move that date forward to this year ? I plan to email Dwight Duncan but added support would be helpful. PS I also confirmed on the budget website that the posted statement there also said 2010 and not 2009. Mike L