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State of title certificate available in three months


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Hello.

My brother just purchased a duplex very recently. This is in British Columbia. My mother and I have been actively assisting him with various things. One email that we received from our notary public, which was about the title registration, reads: "I attach the registered Form A Freehold Transfer for your records and will provide you with a State of Title Certificate in about three months' time once the vendor's mortgage is removed."

Does this mean that the property will be my brother's property only if the seller has taken the money from us and used it to pay off the mortgage on said property? It doesn't sound fair to me. We have already shelled out the money for the entire price of the duplex. We should be the rightful owner of the property the minute that our money goes out. Why do we have to have such a condition placed on our title? What if the seller gets the money but doesn't use it to pay off his mortgage? Does that mean we lose our duplex?

I am confused and a little disturbed. Please help.

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