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Mentor (12/14)

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  1. Why not make the world a better place? It seems like the right thing to do. Do you have any better ideas?
  2. Good questions. Sometimes, yes, I want to live for my own happiness and pleasure. But you are right, this is not enough. I want to live so that I can contribute, to the best of my abilities, to making the world a better place.
  3. Non-business people are usually 100 % invested in themselves... I agree with income splitting for all Canadian families, and yes it does save real money for the middle class. Of couse any business can split income with family members that work in the business (incorporated or not). RRSPs do reduce taxes if you deffer to later years when you are going to be in a lower tax bracket. The "problem" is that some people accumulate so much wealth that they make more money in retirement than what they did while working.....
  4. Closing these loopholes will not take any significant money out of the pockets of people making less than $150,000 per year. Under this amount it is not feasible even under the current rules to incorporate to avoid taxes because of the benefits of RRSPs and TFSAs. I can't think of a reason why incorporated small businesses should use these loopholes to pay less taxes than salaried people that have the same net income.
  5. I am certain that immigration has reduced crime rates in Canada over the years. If it were not for immigration there would be a greater proportion of natives in Canada...
  6. FDK is at best wasteful and possibly regressive. It's no secret that the best practices in education are in Finland, we should be copying them: "In Finland, children don't receive formal academic training until the age of 7. Until then, many are in day care and learn through play, songs, games and conversation. Most children walk or bike to school, even the youngest. School hours are short and homework is generally light." http://www.latimes.com/opinion/op-ed/la-oe-0318-doyle-finnish-schools-20160318-story.html Kindergarten starts at age 6 - where a typical school day is just four hours long. https://www.theatlantic.com/education/archive/2015/10/the-joyful-illiterate-kindergartners-of-finland/408325/
  7. "new immigrants do not have a significant impact on the property crime rate, but with time spent in Canada, a 10% increase in the recent-immigrant share or established-immigrant share decreases the property crime rate by 2% to 3%. Neither underreporting to police nor the dilution of the criminal pool by the addition of law-abiding immigrants can fully explain the size of the estimates. This suggests that immigration has a spillover effect, such as changing neighbourhood characteristics, which reduces crime rates in the long run." https://a4039938-a-62cb3a1a-s-sites.googlegroups.com/site/haiminzh/research/Immigrant Crime - 20140109.pdf?attachauth=ANoY7cpIQyQSG4gjh06WqjIqsVnCUehokZNidKtUdK4oTisSwATNfKEHX_6I_hWNbPy2-No5LOqGhEcMhElrajJLD8MKsAcqs6H5zKh-SOXPL1q4BnyvyG5s-ihR4sxnLWH1aDOykDlUYtv1GZNdi_dkDa9zAaUPEzyMl687ekZGMUnu9aQaPFJ-TN4jlKsjCdAWc0_DAGtTPihzPzwfa6ZlZwDZCwLRocZCP2rnvO-2blrPiLvp8OZAk3Ivxsqki7TzNwqk9-nQ&attredirects=0&revision=1
  8. This is a good point. Job interviews are certainly important but is hiring an employee analogous to accepting an immigrant? I'm not so sure, the main difference I see is that when hiring you are typically filling an immediate or near term need whereas immigration is a much more long-term investment - even multi-generational. What would be the "job description" of a good Canadian citizen?
  9. The studies in my previously linked sources show that today we are at around the break-even point. This includes refugees and family re-unification. Simply increase economic/skilled immigrants and we will be clearly in the black.
  10. First there are net gains for Canada, albeit a very slight positive increase in GDP per capita and therefore standard of living. However - remember that the average standard of living of new Canadians is lower than old stock Canadians, therefore old stock Canadian standards of living increase further. The new people invited to dinner bring more food but eat less than those already there. By far the top three sources by far are the Philippines, India and China. These are not third world (is that still a valid term?) It is in Canada's interests to diversify our trading partners. In general, and specifically with immigration, I will only trust sources that objectively report both the costs and benefits. To me another sign of a good report is that it acknowledges uncertainty. Overconfidence in an economic model is a red flag. What I'm understanding is that: -In the past, immigration has been a huge benefit to Canada and has contributed to the impressive growth in our standard of livin. -Today the benefits have decreased and we are at or just slightly above the economic break-even point. -Going forward, if we do nothing we risk drifting into a net loss. With more economic immigrants (educated and skilled) and better integration we will see strong net benefits. Yes, incomes of new Canadians are taking longer to catch up to the average, but you are exaggerating the difference and importance of this. Besides, as I've mentioned, average Canadian wages are increasing, so if immigrant wages are decreasing old-stock are increasing even faster. One day we will have driver-less cars but Canada needs truck drivers now. Canada needs meat packers now. Canada needs... Some people may say, well if these jobs paid more, more Canadians would do them. Maybe, but if it is no longer feasible to operate a meat packing facility in Canada, the entire operation will move South.
  11. Yes, how was Nenshi re-elected in 2013 with 74% of the vote?
  12. Immigration is a net positive top our economy and our standard of living. Here are three sources: "“immigration produces net economic gains for domestic residents, for several reasons.”" "that immigration increases employment in the destination countries in the North one for one, implying no crowding-out of natives. This result implies that immigration increases the total GDP of the receiving country without affecting average wages or labor productivity" "Countries could also benefit from immigration through its effect on international trade. An important channel through which immigrants influence international trade is the knowledge they have of their home economies, as well as expertise, linguistic skills and personal connections with their home country which facilitates the international trade. International Trade accounts for 36% of the Canadian GDP and plays an important role in Canadian economy. A study by Head and Ries (1998) suggest that “immigration has a significant positive relationship with Canadian bilateral trade.”” " http://www.sfu.ca/~pendakur/Fiscal Effects of Immigration_V5.pdf "“Does [immigration]have a positive impact? The answer is probably yes,” said University of Toronto economist Peter Dungan. " "Studies show that immigration can also foster innovation. A Conference Board of Canada study found immigrants make up 35 per cent of university research chairs in Canada, much higher than their 20 per cent share of the population... The same study argued that immigration has a significant impact on Canadian trade links. It proposed that a 1-per-cent increase in immigration from a specific country would lead to a 0.1-per-cent increase in the value of Canadian exports, largely as a result of the international networks that immigrants bring with them. They also bring with them a desire for goods from their home markets, which would contribute to a 0.2-per-cent rise in the value of imports, and a more interesting and varied market for all consumers." http://www.theglobeandmail.com/news/national/time-to-lead/how-immigrants-affect-the-economy-weighing-the-benefits-and-costs/article4106049/ "A growing economy in the period ahead will require full realization of the untapped potential of Canadians of working age as well as raising immigration targets to between 300,000 and 400,000 new immigrants per year." http://www.rbc.com/diversity/pdf/diversityAdvantage.pdf
  13. What do you think about Naheed Nenshi?
  14. Thank for clarifying your position. I noticed that it has softened over time... Thanks also for the reference to Irshad Manji. Needless to say, I disagree with your judgement on what makes a "good Muslim", and also think that Pakistani immigrants have had an positive impact on Canada. Yes, I do find beleifs highlighted in the pew study offensive and troubling, however these beleifs change upon integration into Canadian society: "Pakistanis have integrated well into Canadian society..." https://en.wikipedia.org/wiki/Pakistani_Canadians
  15. An educated person is more likely to be tolerant than an uneducated person. Here is the link I shared in my first post on this thread: https://en.wikipedia.org/wiki/Islamism Islam can be political and often is, but it is not necessarily political: SEPARATION OF RELIGIOUS AND STATE AUTHORITIES We believe that freedom of conscience is not only essential to all human societies but integral to the Qur’anic view of humanity. We believe that secular government is the only way to achieve the Islamic ideal of freedom from compulsion in matters of faith. http://www.mpvusa.org/mpv-principles/
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